Terms Terms

This website gives general information about our firm and about financial subjects. It does not consider your objectives, financial situation or needs, and it is not financial, tax or legal advice. Nothing here is an offer or a recommendation to buy, sell or hold any product. We advise only under a written engagement, after assessing your circumstances.

This website is meant for people in Singapore. It is not directed at anyone in a country where publishing it, or offering the services it describes, would be unlawful.

We take care to keep this website accurate, but we cannot promise it is complete or current. Laws, tax rules and scheme figures change often. We may change or remove content without notice.

Investments can fall as well as rise, and you may get back less than you put in. Past performance does not predict future results. Exchange rates affect investments in other currencies. Insurance policies have terms, exclusions and sometimes surrender charges.

The text and design of this website belong to us. You may view and print pages for your own use; any other use needs our written permission. The photographs belong to their photographers and are used under the Creative Commons licences credited with each one and listed on our About page.

Links to other websites are for convenience. We do not control those websites and are not responsible for them.

Email and web forms are not secure. Please do not send account numbers, identity numbers or passwords through this website. Sending us a message does not make you a client. A client relationship starts only with a written engagement.

As far as the law allows, we are not liable for any loss arising from the use of this website or reliance on its content. Nothing in these terms limits a liability that Singapore law does not allow us to limit, including our duties under the Financial Advisers Act 2001 for advice given under an engagement.

These terms are governed by the laws of Singapore. The courts of Singapore have exclusive jurisdiction over any dispute about them.

Questions about these terms can go to contact@ellegaardgroup.com.